How does multi pet

medical insurance work?

How does multi pet

medical insurance work?


As time goes on and your family grows, you can take out plans as and when you need to.

We think that two heads are better than one.

 

And that three heads are better than two. And so on.

When it comes to pointed ears and tails, we think it’s a case of ‘the more, the better’. And we’re sure you feel the same.

But as your pack or pride grows, it might not be a bad idea to start thinking about pet medical insurance. Because if a couple of your buddies get sick at the same time, you could be looking at a vet’s bill beyond belief.

Not good – but there’s good news too. Multi pet insurance can help you look after every single member of the family, day in, day out.

 

Medical insurance for everyone

Let’s hold up a sec – just to avoid any confusion.
‘Multi pet insurance’ is (sorry!) a bit of a misleading name. We’re don’t mean to muddy the waters by using it ourselves, but you’ll find it used pretty widely, so we want to quickly clear up any misunderstandings.
Each pet you insure actually ends up with its own plan – it’s not actually a single, shared, insurance policy, as the name might seem to suggest. 
 
One account, many plans
You’ll manage everything from one single account in your name. And each of your pets gets their own plan, with its own monthly payment, limit, deductibles, and co-pay. (If this lingo’s making you feel lost, read our FAQ's for quick answers.)
This works the same way in every pet insurance company in the USA. Because although all dogs are great at giving the puppy dog eyes, and all cats know how to let you know it’s dinnertime, different breeds have different needs. And the humans over here tell us that covering a cat and a dog on the same plan is more than a little bit tricky.
But you’ll make regular payments for every pet at the same time, to keep things simple.
 
Sound good?
To jump right in and set up your multi pet insurance, you just need to give all the details of every pet when you get a quote. Don’t forget anyone! Or keep reading if you fancy getting a few more details first.
 

What’s covered by multi pet medical insurance?

 
In short – the same as the norm.
Unexpected accidents and illnesses are the big things to think about. That means cover for things like trips to the vet if something’s gone wrong, prescription pet medication, and food or supplements the vet says your pet needs.
But, being unexpected, we don’t think it’s fair to make you play a guessing game when it comes to thinking about what conditions you’d like your pets to be covered for.
We just cover most accidents and illnesses and ask you to pick out an annual limit for your plans – and these can be different for each pet. Then you’ll be able to make claims up to those limits every year.
Since each plan’s separate, the limits, deductibles, and co-pays are all separate too. Which, we reckon, makes things a lot easier to follow.
 
What about wellness?
Haven’t come across wellness plans before? They can be a handy way to budget for your pet’s ongoing healthcare.
They’re an add-on you can pick up to cover the cost of things like check-ups at the vet, vaccinations, blood tests, and anything else that’s to do with their everyday health.
But it’s not for emergencies (that’s what accident and illness cover helps you out with) or for spending on food, toys, or treats. 
You pay a certain amount each month into the plan, and it pays out when your pets need it to, up to a fixed annual limit.
And with multi pet medical insurance, you can add it to certain pets’ plans and not others, depending on what you think’s best. (Though be careful not to make anyone jealous.)
 

Can I add a new pet in the future?

Absolutely. As time goes on and your family grows, you can take extra plans out as and when you need to.
And with us, you can keep on managing all the details from our Pawtal, so you’re spending time with the friends who matter most – not fending off paperwork.
 

Does it matter if I have cats and dogs?

Not a jot. You can look after all their plans from the same account, no problem.
And we give all cats and all dogs the same coverage, because we don’t play favorites – in our eyes, every pet deserves the same great care. You take care of them on the good days, and we’ll be there for them on (most of) the bad. Deal?
In fact, if you have more than one pet, you’re better off. And not just because you have more than one pet…
 

Fancy a discount too?

One of the best bits about multi pet medical insurance is that with most providers, you’ll get a discount for signing up more than one pet.
If you cover more than one pet with us (using the same account), you’ll snag a 5% discount on all their plans, to help keep things affordable. It doesn’t matter how many pets you have, the discount keeps rolling – so if you’ve got loads of friends with paws, you could be looking at some serious savings.
 

Ready to go?

Now you’re fully clued up, you can go right ahead and get your multi pet medical insurance quote.
Or, if you want to hang around and find out a few more things first, we’ve got your back. There are more useful guides right here to help you out.
And if you have any questions for us, just get in touch.
Our humans are always happy to help you out.
 

You might be interested in

Best dog insurance and cat insurance plan

How much does it cost?

Fair question. We've summed up what you need to know about budgeting for pet insurance.

Best dog insurance and cat insurance plan

Cheaper isn't always better

Getting the cheapest pet insurance sounds great on the surface, but we're here to sniff out the potential pitfalls. 

Best dog insurance and cat insurance plan

Why pet insurance?

Of course we'd say that pet insurance matters. But it's your pet we've got most in mind when we mention it.

Prev
Page

We think that two heads are better than one.

 

And that three heads are better than two. And so on.

When it comes to pointed ears and tails, we think it’s a case of ‘the more, the better’. And we’re sure you feel the same.

But as your pack or pride grows, it might not be a bad idea to start thinking about pet medical insurance. Because if a couple of your buddies get sick at the same time, you could be looking at a vet’s bill beyond belief.

Not good – but there’s good news too. Multi pet insurance can help you look after every single member of the family, day in, day out.


As time goes on and your family grows, you can take out plans as and when you need to.

 

Medical insurance for everyone

Let’s hold up a sec – just to avoid any confusion.
‘Multi pet insurance’ is (sorry!) a bit of a misleading name. We’re don’t mean to muddy the waters by using it ourselves, but you’ll find it used pretty widely, so we want to quickly clear up any misunderstandings.
Each pet you insure actually ends up with its own plan – it’s not actually a single, shared, insurance policy, as the name might seem to suggest. 
 
One account, many plans
You’ll manage everything from one single account in your name. And each of your pets gets their own plan, with its own monthly payment, limit, deductibles, and co-pay. (If this lingo’s making you feel lost, read our FAQ's for quick answers.)
This works the same way in every pet insurance company in the USA. Because although all dogs are great at giving the puppy dog eyes, and all cats know how to let you know it’s dinnertime, different breeds have different needs. And the humans over here tell us that covering a cat and a dog on the same plan is more than a little bit tricky.
But you’ll make regular payments for every pet at the same time, to keep things simple.
 
Sound good?
To jump right in and set up your multi pet insurance, you just need to give all the details of every pet when you get a quote. Don’t forget anyone! Or keep reading if you fancy getting a few more details first.
 

What’s covered by multi pet medical insurance?

 
In short – the same as the norm.
Unexpected accidents and illnesses are the big things to think about. That means cover for things like trips to the vet if something’s gone wrong, prescription pet medication, and food or supplements the vet says your pet needs.
But, being unexpected, we don’t think it’s fair to make you play a guessing game when it comes to thinking about what conditions you’d like your pets to be covered for.
We just cover most accidents and illnesses and ask you to pick out an annual limit for your plans – and these can be different for each pet. Then you’ll be able to make claims up to those limits every year.
Since each plan’s separate, the limits, deductibles, and co-pays are all separate too. Which, we reckon, makes things a lot easier to follow.
 
What about wellness?
Haven’t come across wellness plans before? They can be a handy way to budget for your pet’s ongoing healthcare.
They’re an add-on you can pick up to cover the cost of things like check-ups at the vet, vaccinations, blood tests, and anything else that’s to do with their everyday health.
But it’s not for emergencies (that’s what accident and illness cover helps you out with) or for spending on food, toys, or treats. 
You pay a certain amount each month into the plan, and it pays out when your pets need it to, up to a fixed annual limit.
And with multi pet medical insurance, you can add it to certain pets’ plans and not others, depending on what you think’s best. (Though be careful not to make anyone jealous.)
 

Can I add a new pet in the future?

Absolutely. As time goes on and your family grows, you can take extra plans out as and when you need to.
And with us, you can keep on managing all the details from our Pawtal, so you’re spending time with the friends who matter most – not fending off paperwork.
 

Does it matter if I have cats and dogs?

Not a jot. You can look after all their plans from the same account, no problem.
And we give all cats and all dogs the same coverage, because we don’t play favorites – in our eyes, every pet deserves the same great care. You take care of them on the good days, and we’ll be there for them on (most of) the bad. Deal?
In fact, if you have more than one pet, you’re better off. And not just because you have more than one pet…
 

Fancy a discount too?

One of the best bits about multi pet medical insurance is that with most providers, you’ll get a discount for signing up more than one pet.
If you cover more than one pet with us (using the same account), you’ll snag a 5% discount on all their plans, to help keep things affordable. It doesn’t matter how many pets you have, the discount keeps rolling – so if you’ve got loads of friends with paws, you could be looking at some serious savings.
 

Ready to go?

Now you’re fully clued up, you can go right ahead and get your multi pet medical insurance quote.
Or, if you want to hang around and find out a few more things first, we’ve got your back. There are more useful guides right here to help you out.
And if you have any questions for us, just get in touch.
Our humans are always happy to help you out.
 

You might be interested in

Best dog insurance and cat insurance plan

How much does it cost?

Fair question. We've summed up what you need to know about budgeting for pet insurance.

Best dog insurance and cat insurance plan

Cheaper isn't always better

Getting the cheapest pet insurance sounds great on the surface, but we're here to sniff out the potential pitfalls. 

Best dog insurance and cat insurance plan

Why pet insurance?

Of course we'd say that pet insurance matters. But it's your pet we've got most in mind when we mention it.