How to choose the best

pet insurance provider

How to Choose

the best pet insurance provider


We just offer one simple plan to cover most unexpected pickles pets find themselves in.

Let’s put modesty aside for a moment

 

You’ve already found us.  But, there’s always the off-chance that there’s a better deal for you (and more importantly, your pet) out there. So, we’d like to walk you through a few things you need to know about picking out and comparing the best pet insurance plans.  

We want every pet to have the best pet insurance for them, that gets them the treatment they need, when they need it. If that’s not us, we’ll take it on the chin. Because pets (always) come first.

 

What’s covered by each pet insurance provider?

In short, they’ll pay out to cover vets’ bills for various things. 
But the details can be radically different, depending on who you ask. 
Some pet insurance providers like to keep things simple, and just offer one simple plan to cover most unexpected pickles pets find themselves in. That’s the box we fall into. Because we know taking your dog to the park, or chilling out on the couch with your cat, is way more fun than scoping out the finer details of a pet insurance policy. 
But other pet insurance providers create plans with different ‘levels’ of cover, meaning that specific conditions aren’t covered by certain plans. Unless you’re a vet yourself, the differences (and the jargon) can be pretty confusing – making it really difficult to stack up the pet insurance plans against each other, let alone competitors. 
Something we need to be really clear on is that not even the best pet insurance plan will cover pre-existing conditions – illnesses or injuries a pet has had in the past, before their pet insurance plan started. Not even ours. Sorry. This isn’t something you can compare – unfortunately, no one can cover this as things stand.
 

How do I know which providers I can trust?

When you’re checking out pet insurance online, you can read all the online reviews before you make your final decision about who gets to cover your pet.
As the new kid (pup?) on the block, we don’t have a string of positive reviews to throw at you. Yet. Though we’re pretty confident we’ll have some soon.
Even without the reviews, fingers crossed it’s us. After all, we have the backing of Zurich and Marsh.
And that’s another thing to find out about when you’re shopping around – which firms are backing up your pet’s insurance plan? Big firms with big names mean more reliable and secure plans.
Finally, when it comes to trust, you’ll want to check out how clear they are on what they don't cover, as well as what they do. If important things are hidden away in the small print, you might think twice about putting your pet in that insurer’s paws. 
 

Weighing up the costs

To tackle the question of price versus quality, there’s a fair bit you need to think about.
The amount you pay each month for your pet’s plan depends on what type of animal you have, their breed, and age. Depending on which pet insurance provider you’re looking at, there might be other questions to answer, which they'll use to work out the cost of the plan.
But we need to stress here that cheaper isn't always better. ‘Cheaper’ plans might be cheap for a reason – corners might have been cut, and cover slowly nibbled away.
When it comes down to a few dollars difference a month, the peace of mind it buys might be worth it.
We focus on offering very affordable pet insurance plans – but we don’t let a focus on making them cost less push us into bad decisions that would put pets at risk later down the line. That’s not us. Not at all.
 

Are accident-only plans worth it?

This type of plan was created by humans looking to make a cheaper alternative to ‘full’ plans. But they won’t cover any conditions like cancer, chronic illnesses, or anything else which isn’t caused by an accident.
This might leave you exposed to a potentially massive vet bill, even if your pets never hurt themselves, but one day fall sick. A plan like this can sometimes make sense – for example, to protect a senior animal with insurance premiums on the rise.
But we don’t offer accident-only plans, because we don’t want to cause confusion, or be in the position of turning down claims from humans who were just trying to do right by their pets.
 

What about the extras?

Let’s be clear – pet insurance is about the coverage, not the bells and whistles. Don’t let them sway your decision too much. But we can’t deny they’re nice to have.
Nose out all the potential discounts, optional plans like wellness coverage to help keep your cat or dog feeling fit every day, as well as any extra features on offer (our Pawtal will be packed with much more in the very near future).
 

Settled on a best pet insurance provider?

Once you’ve looked through the coverage and made up your mind about who to choose, try to get your plan set up as soon as possible.
You never know if tomorrow’s the day your cat uses up one of their nine lives, or your dog develops an appetite for your socks. (Yes, it really happens)
And, the sooner you get your pet insured, the less risk there is of them being left without cover for any pre-existing conditions they get caught out by in the meantime.
Plus, the plan is cheaper while they’re younger, so it makes sense to have them leap in with all four paws while they’re a puppy or a kitten (so long as they’re at least 8 weeks old).
If you need to know anything else before choosing your pet insurance provider, just get in touch.
 

You might be interested in

Best dog insurance and cat insurance plan

How much does it cost?

Fair question. We've summed up what you need to know about budgeting for pet insurance.

Best dog insurance and cat insurance plan

Cheaper isn't always better

Getting the cheapest pet insurance sounds great on the surface, but we're here to sniff out the potential pitfalls. 

Best dog insurance and cat insurance plan

Why pet insurance?

Of course we'd say that pet insurance matters. But it's your pet we've got most in mind when we mention it.

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Let’s put modesty aside for a moment

 

You’ve already found us.  But, there’s always the off-chance that there’s a better deal for you (and more importantly, your pet) out there. So, we’d like to walk you through a few things you need to know about picking out and comparing the best pet insurance plans.  

We want every pet to have the best pet insurance for them, that gets them the treatment they need, when they need it. If that’s not us, we’ll take it on the chin. Because pets (always) come first.


We just offer one simple plan to cover most unexpected pickles pets find themselves in.

 

What’s covered by each pet insurance provider?

In short, they’ll pay out to cover vets’ bills for various things. 
But the details can be radically different, depending on who you ask. 
Some pet insurance providers like to keep things simple, and just offer one simple plan to cover most unexpected pickles pets find themselves in. That’s the box we fall into. Because we know taking your dog to the park, or chilling out on the couch with your cat, is way more fun than scoping out the finer details of a pet insurance policy. 
But other pet insurance providers create plans with different ‘levels’ of cover, meaning that specific conditions aren’t covered by certain plans. Unless you’re a vet yourself, the differences (and the jargon) can be pretty confusing – making it really difficult to stack up the pet insurance plans against each other, let alone competitors. 
Something we need to be really clear on is that not even the best pet insurance plan will cover pre-existing conditions – illnesses or injuries a pet has had in the past, before their pet insurance plan started. Not even ours. Sorry. This isn’t something you can compare – unfortunately, no one can cover this as things stand.
 

How do I know which providers I can trust?

When you’re checking out pet insurance online, you can read all the online reviews before you make your final decision about who gets to cover your pet.
As the new kid (pup?) on the block, we don’t have a string of positive reviews to throw at you. Yet. Though we’re pretty confident we’ll have some soon.
Even without the reviews, fingers crossed it’s us. After all, we have the backing of Zurich and Marsh.
And that’s another thing to find out about when you’re shopping around – which firms are backing up your pet’s insurance plan? Big firms with big names mean more reliable and secure plans.
Finally, when it comes to trust, you’ll want to check out how clear they are on what they don't cover, as well as what they do. If important things are hidden away in the small print, you might think twice about putting your pet in that insurer’s paws. 
 

Weighing up the costs

To tackle the question of price versus quality, there’s a fair bit you need to think about.
The amount you pay each month for your pet’s plan depends on what type of animal you have, their breed, and age. Depending on which pet insurance provider you’re looking at, there might be other questions to answer, which they'll use to work out the cost of the plan.
But we need to stress here that cheaper isn't always better. ‘Cheaper’ plans might be cheap for a reason – corners might have been cut, and cover slowly nibbled away.
When it comes down to a few dollars difference a month, the peace of mind it buys might be worth it.
We focus on offering very affordable pet insurance plans – but we don’t let a focus on making them cost less push us into bad decisions that would put pets at risk later down the line. That’s not us. Not at all.
 

Are accident-only plans worth it?

This type of plan was created by humans looking to make a cheaper alternative to ‘full’ plans. But they won’t cover any conditions like cancer, chronic illnesses, or anything else which isn’t caused by an accident.
This might leave you exposed to a potentially massive vet bill, even if your pets never hurt themselves, but one day fall sick. A plan like this can sometimes make sense – for example, to protect a senior animal with insurance premiums on the rise.
But we don’t offer accident-only plans, because we don’t want to cause confusion, or be in the position of turning down claims from humans who were just trying to do right by their pets.
 

What about the extras?

Let’s be clear – pet insurance is about the coverage, not the bells and whistles. Don’t let them sway your decision too much. But we can’t deny they’re nice to have.
Nose out all the potential discounts, optional plans like wellness coverage to help keep your cat or dog feeling fit every day, as well as any extra features on offer (our Pawtal will be packed with much more in the very near future).
 

Settled on a best pet insurance provider?

Once you’ve looked through the coverage and made up your mind about who to choose, try to get your plan set up as soon as possible.
You never know if tomorrow’s the day your cat uses up one of their nine lives, or your dog develops an appetite for your socks. (Yes, it really happens)
And, the sooner you get your pet insured, the less risk there is of them being left without cover for any pre-existing conditions they get caught out by in the meantime.
Plus, the plan is cheaper while they’re younger, so it makes sense to have them leap in with all four paws while they’re a puppy or a kitten (so long as they’re at least 8 weeks old).
If you need to know anything else before choosing your pet insurance provider, just get in touch.
 

You might be interested in

Best dog insurance and cat insurance plan

How much does it cost?

Fair question. We've summed up what you need to know about budgeting for pet insurance.

Best dog insurance and cat insurance plan

Cheaper isn't always better

Getting the cheapest pet insurance sounds great on the surface, but we're here to sniff out the potential pitfalls. 

Best dog insurance and cat insurance plan

Why pet insurance?

Of course we'd say that pet insurance matters. But it's your pet we've got most in mind when we mention it.